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What to Expect on Your Disney Cruise: Inclusions and Hidden Costs

Apr 6
4 min read

Updated: Aug 28

Planning a Disney cruise can feel like stepping into a world of magic and excitement. But before you pack your bags, it helps to know exactly what’s included in your fare and what extras might add up.


I'm a Florida mom who has sailed these waters, and I'm sharing the inside scoop on what you get for your money...and what costs you should prepare for.


This guide will help you budget smart and enjoy your trip without surprises.


Kate with SunshineFamGuide reviews a Disney Cruise on the Disney Magic
We sailed on the Disney magic and it is BEAUTIFUL

What’s Included in Your Disney Cruise Fare


Disney cruises are known for their all-in-one experience. When you book your trip, many essentials come with the price, making it easier to relax and enjoy the vacation.


All Meals Are Covered


Your cruise fare includes all meals throughout the day. This means you can enjoy:


  • Buffet breakfasts and lunches with plenty of variety

  • Sit-down dinners at themed restaurants with rotating menus

  • Snacks and light bites available at various spots around the ship


The dining options are designed to please both kids and adults, with plenty of choices for picky eaters and food allergies. You can expect fresh, tasty meals without worrying about extra charges.


Entertainment for Everyone


Disney knows how to keep guests entertained. Your fare includes access to:


  • Broadway-style shows featuring Disney characters and stories

  • First-run movies shown in the ship’s theaters

  • Water parks and splash zones for kids and families

  • Character meet-and-greets and themed deck parties


These activities are included, so you can plan your days without adding extra costs for fun.

Kate with SunshineFamGuide reviews a Disney Cruise on the Disney Magic
The Pirate Night is legendary, and so fun! Our son Hayes was SO INTO it!

Endless Soft-Serve Ice Cream


One of the best perks for families is unlimited soft-serve ice cream. Available throughout the day, this treat is a favorite for kids and adults alike. It’s a simple way Disney adds magic to your cruise experience.


Room Service at No Extra Charge


Yes, you read that right. Room service is included, so you can enjoy breakfast in bed or late-night snacks without leaving your cabin. This convenience is a big plus, especially for families with young children or those who want a quiet meal.


What Costs Extra on a Disney Cruise


While much is included, some popular items and experiences come with additional fees. Knowing these ahead of time helps you avoid surprises.


Alcoholic Beverages


Alcohol is not included in your cruise fare. If you want wine, beer, or cocktails, you’ll pay extra. Prices vary, but expect to pay around $8 to $15 per drink. We personally found it to be worth budgeting for a few special drinks during the trip.

Kate with SunshineFamGuide reviews a Disney Cruise on the Disney Magic
We really enjoyed the various speciality cocktails, and were happy to budget a bit extra for these celebratory treats.

Specialty Coffee from Cove Café


Regular coffee is included, but specialty drinks like espresso, lattes, and cappuccinos from Cove Café come with a charge. Prices are similar to what you’d pay at a coffee shop on land. The good news is desserts at Cove Café are free, so you can enjoy a sweet treat without extra cost.


Kate with SunshineFamGuide reviews a Disney Cruise on the Disney Magic

Adults-Only Palo Dinner


Palo is an upscale, adults-only restaurant on the ship that offers a fine dining experience. This dinner is not included in your cruise fare and costs about $40 to $50 per person. We reserved this dinner experience because we were celebrating our 20th year wedding anniversary! Our kids happily played at the Kids Club, and James and I were able to enjoy a lovely meal and adult conversation. To us, the additional cost was definitley worth it.


Room Service Tips


While room service itself is free, tipping the staff who deliver your food is customary. Tips usually range from $3 to $5 per delivery. It’s a small extra cost but one to keep in mind when budgeting. We loved ordering coffee and muffins each morning, to snack on before going to the buffet breakfast. The cost of tipping was well worth it to have coffee on our verandah.

Kate with SunshineFamGuide reviews a Disney Cruise on the Disney Magic. room service coffee was the best
We loved having coffee on the verandah each morning. What a view!

Tips for Budgeting Your Disney Cruise


Knowing what’s included and what costs extra helps you plan your spending. Here are some practical tips:


  • Plan for alcohol and specialty drinks if you enjoy them. Consider setting a daily budget.

  • Book Palo dinner in advance if you want to try it, and include the cost in your budget.

  • Bring your own coffee pods or snacks for your room if you want to save on specialty drinks and snacks.

  • Keep some cash or onboard credit handy for tips and small purchases.


Final Thoughts on Your Disney Cruise Experience


Disney cruises offer a magical vacation with many experiences included in the price. From meals to entertainment and even room service, you get a lot without extra charges. Still, some extras like alcohol, specialty coffee, and adults-only dining can add up. Planning ahead and knowing these costs will help you enjoy your cruise without stress.


Whether you’re traveling with kids or looking for a relaxing getaway, understanding what’s included and what costs extra makes your Disney cruise smoother and more enjoyable. Start budgeting now, so you can focus on the fun and magic waiting aboard.


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